Privacy Policy

Privacy Policy

Park Avenue Financial Services Corporation's mission is to consistently exceed our visitors' expectations in terms of the products and services we provide to our business and consumer customers by creating a customized experience for each visitor. Park Avenue Financial collects information about our visitors (both offline and online) so that we can provide an experience that is tailored to their preferences. Since the privacy of our visitors is of paramount importance to us, we wish to protect it and maintain the trust of our visitors while collecting the information necessary to do this. We offer visitors the choice to decline (opt out) participation in certain services and promotional benefits provided by Park Avenue Financial. We will not share your information with any third parties for the purpose of marketing. Below is an explanation of the information we collect, how we use it, and why the use of this information will benefit our visitor's experience. Park Avenue Financial Services Corporation recommends that visitors review this Privacy Statement periodically.

Websites

The website(s) owned or controlled by Park Avenue Financial Services Corporation may ask for and collect personally identifiable information in order to provide the highest quality experience to its visitors. Visitors are given notice of this request and they have the ability to choose the information they wish to share with Park Avenue Financial. Visitors will be informed about how Park Avenue Financial may use such information, including whether it will be shared with carefully selected third parties. In most cases, the information a visitor provides is added to our database in order for Park Avenue Financial to provide personally tailored messages which may be delivered online and offline.

Visitors will always be offered the choice not to provide personally identifiable information or to have it shared with others. Please note that Park Avenue Financial does not control and will not be responsible for the privacy policies of third party websites, including websites owned or controlled by independent franchises or websites not controlled or authorized by Park Avenue Financial. Third party websites that are accessed through links on our website have separate privacy and data collection practices, and security measures. We have no responsibility or liability for the practices, policies and security measures implemented by third parties on their websites. We encourage you to contact them to ask questions about their privacy practices, policies and security measures before disclosing personal information. Visitors to our websites are given the option to Opt In to receive promotional material and/or participate in special programs. In some cases visitors will be asked for their name, address and other basic profile information. If visitors choose not to supply the information, their ability to perform certain transactions may be affected. For example, not providing a name may prevent the processing of online applications.

Security

We respect our visitors' privacy. Personally identifiable information can be accessed and updated by telephone at any time with the assistance of a Park Avenue Financial customer service representative. Security is provided concerning credit information, names, addresses, e-mail addresses and any other personal information that visitors may provide within our website. Although "guaranteed security" does not exist either on or off the Internet, we safeguard our visitors' personally identifiable information by using industry standard practices. Our website utilizes a variety of different security measures designed to protect personally identifiable information from unauthorized access by users both inside and outside this website, including the use of a Digital Certificate. This allows for utilization of Secure Sockets Layer, which is a method for encrypting data. This protects confidential information - such as credit information within online forms, and financial data - from loss, misuse, interception and hacking. Third party websites that are accessed through links on our websites have separate privacy and data collection practices, and security measures. We have no responsibility or liability for the practices, policies and security measures implemented by third parties on their websites.

Cookies

A cookie is a very small text file that is sent to a visitor's browser from a web server and stored on the visitor's computer hard drive. It assigns the computer a unique identifier. It is essentially the visitor's identification card used throughout a visit to our site. Park Avenue Financial cookies cannot damage visitor files, nor can they read information from the visitor's hard drive.

Cookies may be used to help us provide our visitors with a personalized online experience in the following ways: They remember visitor names and passwords for future visits so log-in is easier and faster. They remember choices selected throughout an application session. They ensure visitors obtain the information requested.

Email

From time to time, Park Avenue Financial may ask visitors for their email address in order to provide relevant information such as application confirmations and offers. Email addresses may be joined with other information provided at our website and may also be augmented with other data sources. By providing their email address to us, visitors may receive email. Visitors will always have the ability to accept or decline email communications from Park Avenue Financial.

Email communication is sent only to people who have consented to receive email from Park Avenue Financial. At the time of email capture, Park Avenue Financial will advise the visitor that we will use the email address for service and product information, as well as marketing and promotional communications. At any time a visitor may opt-out of receiving email communication by following the directions posted in every email, or by following the directions at Park Avenue Financial's website or by contacting a Park Avenue Financial customer service representative to opt out of email communication.

Direct Mail/ Outbound Telemarketing

Visitors who supply Park Avenue Financial with their postal address or telephone number may receive periodic mailings or phone calls from us with information on new Park Avenue Financial products and services or upcoming Park Avenue

Financial special offers/events. Park Avenue Financial offers our visitors the option to decline these communications.

Contact Us

You agree that no joint venture, partnership, employment, or agency relationship exists between you and Park Avenue Financial Services Corporation as a result of this agreement or use of the Site. Any rights not expressly granted to you herein are expressly reserved by Park Avenue Financial Services Corporation.